Rental Loans

30-Year Fixed-Rate Rental Loans and 5, 7 and 10 Year ARMs

Rates starting at 6.75%
Closings in Weeks Instead of Months

Our Rental loan product provides our customers a reliable source of financing through a simple and efficient online loan process. Our 3,5,7,10 or 30-year fixed-rate rental loan product were designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties.  Rental loans begin at $60K and up to $2 million with no personal income verification.

New Purchase or Refinance

Assurance 832 Rental Loan are asset-based loans that provide long term loan options for income generating rentals.

  • 30-Year fixed loans, PITI, IO, & ARM options available
  • NO SEASONING Requirements!
  • 1.0 DSCR threshold!
  • Portfolio or single-asset loans
  • Up to 80% LTV (Purchase, Rate and Term Refinance, Cash-Out, Refinance)
  • Get cash from rental properties – loans from $75K to $2 million.
  • No W2, income verification, or DTI required for qualification.
  • No TAX returns needed! – lending decision based on property cash flow
  • No hurdles – flexible loan options designed for your buy and hold strategy

Advantages of Rental Loans:

  • Cash out refinances
  • Based on Property Lease – No personal income verification – no W-2 required
  • NO Seasoning Requirements
  • No need to prove income!
  • Aggressive LTVs / high leverage
  • Reasonable underwriting on cash flow requirements
  • Credit of 620 or better
  • Borrower as an individual or your company!
  • We support niche strategies like Short Term Rentals or the “BRRRR Method.”

Let us help you grow your rental portfolio, apply now or schedule a call today.

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