30-Year Fixed-Rate Rental Loans and 5, 7 and 10 Year ARMs
Rates starting at 6.75%
Closings in Weeks Instead of Months
Our Rental loan product provides our customers a reliable source of financing through a simple and efficient online loan process. Our 3,5,7,10 or 30-year fixed-rate rental loan product were designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. Rental loans begin at $60K and up to $2 million with no personal income verification.
New Purchase or Refinance
Assurance 832 Rental Loan are asset-based loans that provide long term loan options for income generating rentals.
- 30-Year fixed loans, PITI, IO, & ARM options available
- NO SEASONING Requirements!
- 1.0 DSCR threshold!
- Portfolio or single-asset loans
- Up to 80% LTV (Purchase, Rate and Term Refinance, Cash-Out, Refinance)
- Get cash from rental properties – loans from $75K to $2 million.
- No W2, income verification, or DTI required for qualification.
- No TAX returns needed! – lending decision based on property cash flow
- No hurdles – flexible loan options designed for your buy and hold strategy
Advantages of Rental Loans:
- Cash out refinances
- Based on Property Lease – No personal income verification – no W-2 required
- NO Seasoning Requirements
- No need to prove income!
- Aggressive LTVs / high leverage
- Reasonable underwriting on cash flow requirements
- Credit of 620 or better
- Borrower as an individual or your company!
- We support niche strategies like Short Term Rentals or the “BRRRR Method.”